If you are interested in seeking reimbursement to off-set the cost of therapy, please contact your provider to verify how your plan compensates you for psychotherapy services.

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I recommend asking your insurance provider these questions to help determine your benefits:

• Does my health insurance plan include mental health (psychotherapy) benefits?

• Do I have out-of-network (OON) mental health benefits?

• Is any pre-approval required before obtaining out-of-network (OON) mental health services in order to be reimbursed?

• Do I have a deductible? If so, what is it and have I met it yet?

• If I have out-of-network mental health benefits, what will I be reimbursed for CPT code 90837   Individual Psychotherapy, 53-60 Minutes? 

• Does my OON plan limit my therapy sessions per calendar year and how many sessions are allowed?